Three Bucket Concept

Aaron Verbrugge and John DeMaar are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of MI, GA, OH, and WY. No insurance business may be conducted outside of these states referenced.

Aaron Verbrugge and John DeMaar are also Registered Representatives of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the states of MI, GA, OH, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Neither Affinity Financial Group nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Aaron Verbrugge is also separately registered as an Investment Adviser Representative, under Eagle Strategies LLC, a Registered Investment Adviser and a New York Life company, offering advisory services in the states of MI, GA, OH, and WY. As such, these services are strictly intended for individuals residing in MI, GA, OH, and WY.